At Unity Credit Union, we offer low-cost unsecured personal loans that can be used for any purpose whether it's a improvement, new car, holiday. Our loans simple and straightforward, with a fixed rate of 19.9% for loans under £1000.00 and 14.9% for loans over £1000.00 up to £5000.00 (maximum loan amount is £5000.00 or 10 times your savings) (Representative APR). We arrange loans with repayments from 6 months to 5 years, and there are no early fees, so you can pay it back sooner without any penalty. Our rates are fixed, regardless of your personal circumstances, and we provide FREE life insurance on all loans taken up. We consider individual circumstances and often lend to people who may have difficulty borrowing elsewhere, including people on benefits or tenants.